How Much Income Can You Draw From Your Life’s Savings?
You’ve spent decades building your nest egg. Now, as retirement looms, you’re faced with a critical question: How much can you safely withdraw without running out of money? This isn’t just about math—it’s about transforming your life’s work into a sustainable stream of income that supports your dreams and weathers life’s uncertainties. The Pitfalls of the 4% Rule You’ve likely heard of the 4% rule—the idea that you can withdraw 4% of your portfolio in your first year of retirement, then adjust that amount for inflation each subsequent year. While this rule of thumb has been a staple of […]