How to Get a Good Estimate of What You’ll Need for Retirement

The average American believes they need $1.26 million to retire comfortably, according to a 2025 study. For high-net-worth individuals and families, that figure represents a starting point rather than a destination. When you’ve built substantial wealth, retirement planning demands more than plugging numbers into a basic calculator – it requires a comprehensive analysis that accounts for lifestyle expectations, tax complexity, legacy goals, and the unique financial considerations that come with significant assets. Traditional retirement planning assumes a straightforward replacement of working income with Social Security and modest savings. But when your pre-retirement lifestyle includes multiple properties, extensive travel, private […]