The Investment Phases: A Guide to Accumulation, Distribution, and Legacy

Your financial journey doesn’t follow a straight line. The strategies that served you well in your 30s look completely different from what you need in your 60s, and the approach required at 75 bears little resemblance to either. Yet many people continue using the same investment mindset throughout their entire lives, failing to adapt as their circumstances fundamentally change. Understanding the distinct phases of your investment life cycle helps you make decisions that align with where you actually are, rather than where you used to be or where you think you should be. The accumulation phase focuses on building […]