How Inflation Impacts Your 2026 Financial Plan and What to Adjust

Prices keep climbing. Wages struggle to keep pace. The dollars you saved five years ago buy less with each passing month, and traditional retirement calculations suddenly look insufficient when you factor in persistent inflation over decades. Inflation doesn’t just make things more expensive today. It changes how you should approach every financial decision, from retirement contributions to debt management and investment allocation. According to research, inflation is expected to remain elevated at 2.8% by the fourth quarter of 2026, well above the Federal Reserve’s 2% target. Understanding how this persistent inflation affects your financial plan determines whether you maintain […]
Social Security in the Current Market

As we continue to navigate through uncertain times, retirement planning is more important than ever. For those who will soon be relying on their Social Security benefits(1) to make ends meet, understanding how the current market affects their income may be critical to their financial future. In this article, we will explore the current state of Social Security and provide strategies to help you maximize your retirement income. Social Security alone may not be enough While Social Security benefits are a significant source of income for retirees, they may not be sufficient to cover all expenses. In fact, the […]
Social Security and Market Trends: How to Adapt and Thrive

Social Security has been a crucial part of the American social safety net for nearly a century. Over the years, it has evolved to adapt to changing economic conditions and demographic trends. However, with the rapid pace of technological advancement and globalization, the future of Social Security may look uncertain. As such, it is essential to understand how Social Security and market trends interact and learn how to adapt and thrive amidst these changes. Here are some important market trends to consider when planning for your Social Security benefits: Increasing Life Expectancy Thanks to advances in medical technology and […]
Maximizing Social Security: Strategies Amidst Market Uncertainties

Social Security is an essential part of retirement income for many Americans. However, market uncertainties can make planning for it challenging. Maximizing Social Security benefits is crucial, particularly when facing market downturns. Here are time-tested strategies that can help you make the most of your Social Security benefits amidst market uncertainties Review your benefits statement Be sure to review your benefits statement regularly to check for any inaccuracies. You can also use the website of the Social Security Administration (SSA) to view your estimated retirement benefits, which is a great way of staying informed about the opportunities for pension […]
Hallerin Hilton Hill Interviews Jim Brogan on Social Security & the Current State of the Market

Jim Brogan joins Hallerin Hilton Hill on NewsTalk 98.7 to discuss Social Security, cost of living adjustments, potential market instability, and more. Click the play button below to listen!
Jim Brogan joins NewsTalk 98.7 to Discuss the Debt Ceiling Crisis

Jim Brogan, President & Founder of Brogan Financial, joins Phil Williams on NewsTalk 98.7 to discuss the debt ceiling crisis, Memorial Day Weekend, & the latest market news. Click the play button below to listen!
Hallerin Hilton Hill Interviews Jim Brogan on the Debt Ceiling & the Banking Crisis

Jim Brogan joins Hallerin Hilton Hill on NewsTalk 98.7 to discuss the debt ceiling, how the banking crisis has impacted the economy, and more. Click the play button below to listen!
Jim Brogan & Bob Yarbrough Discuss the Banking Crisis and The Current Market’s Volatility

Jim Brogan joins Bob Yarbrough on News Talk 98.7, The Yarbrough Show, to discuss the SVB Crisis, Debt Ceiling, the future of our market, and more!
What Does a Rolling Recession Mean for Your Retirement?

What Is A Rolling Recession You may have noticed that the economy after the pandemic has been very up and down. And while there has been talk of a possible recession for a few years now, we have yet to completely enter a recession. A recession is traditionally defined as a consistent, widespread downturn in the economy. [1] And although there have been major market downturns recently, there have also been major rallies. Instead of qualifying our current economic situation as a recession, experts have been using the term “rolling recession.” The term means that instead of a widespread […]
Phil Williams Interviews Jim Brogan on Inflation & the State of the Market

Jim Brogan joins The Phil Show on NewsTalk 98.7 to discuss the state of inflation, the housing market, and more. Click the play button below to listen!