Latest Articles
Explore insights on retirement planning, tax strategies, investing, and financial transitions, designed to help you approach financial decisions with greater understanding over time.
Using Your House to Fund Your Retirement
It is possible for a person to end up in a situation where they have a lot of money in a home but don’t have a lot of money in the bank. If you have been paying off your mortgage for years, your equity in the home could amount to a lot of money. But that isn’t money you can use without making significant financial changes. And just because you have a high-value home, it…
Creating and Maintaining Generational Wealth in Retirement
In today’s fast-paced world, ensuring financial stability for future generations can be a daunting task. However, it is a common goal for retirees to create and maintain generational wealth in retirement. What better way to leave a legacy than to provide financial security to the people who mean the most to you? This article will provide valuable tips and insights to help retirees build a legacy for their families and future generations. The Foundations of…
Don’t Forget to Plan for Long-Term Care
According to Forbes, one of the major healthcare costs as we age is long-term care, which is the extra help we need when we can’t take care of ourselves fully anymore. Medicare covers some, but not all, healthcare costs, and long-term care is not covered by Medicare.[1] Long-term care planning is an important aspect of retirement planning that is often overlooked. As people are living longer and healthcare costs continue to increase, it is crucial…
Inflation May Finally Be Slowing Down!
Inflation has been a hot-button issue in finance and politics over the past two years. You may have noticed changes in inflation yourself if you went to buy something and it was much more expensive than you expected. Eggs are a great example of this. In 2022 the price of eggs went up by 59.9% due to an outbreak of avian influenza. Another factor was the pandemic, which caused disruptions to supply chains across the…
Financial Foundations for All Generations
Financial literacy in America is a growing problem. According to a FINRA (Financial Industry Regulatory Authority) survey, 71% of Americans show high confidence levels regarding financial capabilities and financial proficiency. However, the confidence remains unfounded because the same US adults correctly answered only around half of the questions on the financial literacy exam.1 In addition, much has been made about the generational differences between today’s working generations, from Generation X to Y and Z. I…
Investment Management for Retirement: The Balancing Act
When nearing retirement, it is essential to adjust your investment portfolio to reduce potential risks and increase potential gains. This process of reassessing your portfolio guarantees that your investments align with your financial objectives and risk tolerance, ultimately contributing to a prosperous retirement. Managing Investment Risk Reevaluating your portfolio has the crucial advantage of enabling you to handle risk effectively. As you grow older, you may not have enough time to recover from economic slumps….
Required Roth Catch-Up Contributions: How SECURE 2.0 Affects High Earners Age 50+
Tax Planning Updates for 2026
Behavioral Finance vs. FOMO: How to Block Out Market Noise and Stick to Your Plan
Your neighbor just told you about a stock that doubled in six months. Your college roommate posted screenshots of cryptocurrency…
Retirement in a High-Interest Environment: Adjusting Withdrawal Strategies
The retirement playbook has changed dramatically. After years of scraping by on bonds paying next to nothing, retirees are now…
The Role of Personalized Planning in Effective Wealth and Investment Management
Smart Ways to Manage Year-End Bonuses and Extra Income
That year-end bonus notification just hit your bank account. You’re staring at extra money that wasn’t part of your regular…
