Latest Articles
Explore insights on retirement planning, tax strategies, investing, and financial transitions, designed to help you approach financial decisions with greater understanding over time.
Inflation and a Gallon of Milk
In 1960, a gallon of conventional whole milk was 31 cents, and today it’s $4.21, on average.[1] A few dollars might not seem like much, but that’s a 1,258% increase! Now that we’re seeing high inflation, the buying power of your money – including your retirement savings – could be seriously impacted. When calculating how much money you need to retire, consider what you’re left with after inflation. The Value of Money Over Time When…
Phil Williams Interviews Jim Brogan on the Inflation Reduction Act
Jim Brogan joins The Phil Show on NewsTalk 98.7 where he breaks down the Inflation Reduction Act, corporate tax, and more. Click the play button below to listen!
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For Richer or Poorer – A Married Couple’s Guide to Money Management
Most people marry for love. You want companionship, someone to share life experiences with, and maybe you have a family and want to grow old together. According to the Current Population Survey, 2021 ASEC Supplement, there are some 131.4M married adults in the U.S.1 Marriage has many blessings. But it’s not all roses and rainbows. Challenges happen in marriages. And finances tend to be the number one stressor and leading argument topic between spouses. About…
Why Do Women Tend to Outperform Men When it Comes to Investing?
Women’s roles in household decisions have changed dramatically over the past century and continue to evolve today. When it comes to personal money management, women traditionally have spent money day to day on household items like groceries and essentials. However, wealth management decisions were traditionally in the hands of their male counterparts. In two-thirds of affluent households in the United States, men are the key financial decision makers.1 Women are confident in most financial matters,…
The Gift of Education
Every parent and grandparent hopes that the next generation lives the American dream – go to college, get a great job, buy a house, and start a family. The Burning Glass institute found that 44% of jobs require a college degree. College is still seen as the primary way to gain the skills and education needed to land a traditional job. However, the average cost of college has more-than doubled in the 21st century, with…
If You’re Not at Your Old Employer, Why is Your 401k?
Life happens. We change jobs, start a new career, or retire. If you have a 401(k) with your old employer, you will have to decide what do with that 401(k) account or other company retirement plan. There are some considerations that come into play like potential taxes, investment options, fees, and retirement strategy. Here are some options and considerations. You can cash out of your 401(k), in which case the funds would be taxed as…
Required Roth Catch-Up Contributions: How SECURE 2.0 Affects High Earners Age 50+
Tax Planning Updates for 2026
Behavioral Finance vs. FOMO: How to Block Out Market Noise and Stick to Your Plan
Your neighbor just told you about a stock that doubled in six months. Your college roommate posted screenshots of cryptocurrency…
Retirement in a High-Interest Environment: Adjusting Withdrawal Strategies
The retirement playbook has changed dramatically. After years of scraping by on bonds paying next to nothing, retirees are now…
The Role of Personalized Planning in Effective Wealth and Investment Management
Smart Ways to Manage Year-End Bonuses and Extra Income
That year-end bonus notification just hit your bank account. You’re staring at extra money that wasn’t part of your regular…
