5 Things You Should Know About Why You Need to Retire Away from the City Life

Have you ever yearned to escape the chaotic pace of a big city and savor a retirement filled with tranquility and natural beauty? If so, you’re not alone. Knoxville is quickly emerging as a sought-after destination for retirees seeking respite from the hustle and bustle of larger metropolitan areas. 

In this article, we’ll explore five compelling reasons why more and more people are choosing to make Knoxville their home, away from the city life that once defined their daily grind. 

1. Break Free from the City’s Hustle and Bustle

Say Goodbye to Traffic Jams and Noise

Living in a city often means dealing with constant traffic congestion and the never-ending noise of sirens, horns, and construction. Retiring to a quieter location means you can finally bid farewell to the daily commute and enjoy the peace of your surroundings. Instead of the blaring of car horns, you can wake up to the melodious chirping of birds.

Embrace the Tranquility of Nature

City life rarely offers the opportunity to connect with nature. In a rural setting, you can immerse yourself in the natural world, whether it’s the rustling of leaves in the woods, the sound of waves crashing on the shore, or the sight of a clear night sky filled with stars. Nature provides a sense of serenity and rejuvenation that is hard to find amidst the urban chaos.

2. Health and Well-being

Clean Air and Lower Stress Levels

Cities often suffer from air pollution, which can have detrimental effects on your health. Retiring to a less populated area usually means breathing cleaner air, leading to better respiratory health. Additionally, the slower pace of life can significantly reduce stress levels, improving your overall well-being.

Access to Outdoor Activities

When you retire away from the city, you gain easy access to a wide range of outdoor activities. Whether it’s hiking, fishing, gardening, or simply taking long walks in the countryside, these activities promote physical fitness and mental relaxation. It’s a great way to stay active and engaged in your golden years.

3. Cost of Living

Affordable Housing and Lower Expenses

City living can be prohibitively expensive. Housing costs, property taxes, and everyday expenses can quickly add up. In contrast, rural areas often offer more affordable housing options, lower property taxes, and reduced daily expenses. This can free up your retirement funds for other pursuits and make your savings last longer.

Avoiding the Urban Price Premium

Everything in Tennessee seems to come with a premium price tag – from groceries to entertainment. By moving away from the city, you can avoid these inflated costs. You’ll find that your money goes further, allowing you to enjoy a comfortable retirement without constantly watching your budget.

4. Community and Social Connections

Tight-Knit Communities

Rural areas are known for their close-knit communities. When you retire to a small town, you’ll likely find yourself among friendly neighbors who look out for one another. Building strong relationships and forming connections can be easier when you’re not lost in the anonymity of a big city.

Rediscovering Human Connection

City life can sometimes be isolating, with many people leading fast-paced lives that leave little room for meaningful social interaction. In a smaller community, you’ll have the time and opportunity to reconnect with people on a personal level, fostering deeper and more fulfilling relationships.

5. Planning Your Rural Retirement

Consulting a Financial Advisor

Before leaping to retire in a rural area, it’s crucial to consult with a financial advisor. They can help you assess your financial situation, plan for potential healthcare needs, and ensure you have a sustainable retirement income. A financial advisor will help you make informed decisions to help secure your financial future in your new environment.

Preparing for the Change

Retiring away from the city is a significant life change, and it’s essential to be prepared. Consider the logistics of the move, healthcare access, and any other specific needs you may have in your retirement. Planning will ensure a smoother transition and a more enjoyable retirement experience.


Retiring away from the city offers numerous advantages, from escaping the noise and stress of urban life to enjoying better health, lower expenses, and a sense of community. However, it’s essential to plan carefully and consult with a financial advisor to make the most of this transition. By taking these steps, you can embark on a fulfilling retirement in a tranquil and rejuvenating environment.

Frequently Asked Questions

What are the financial considerations when retiring away from the city?

Financial considerations include the cost of housing, property taxes, and daily expenses in your chosen rural location. It’s crucial to consult with a financial advisor to help ensure your retirement savings align with your new lifestyle.

How can I find the right rural location for retirement?

Research and visit potential locations to assess factors like climate, community, healthcare facilities, and recreational opportunities. You can also seek recommendations from friends or online forums dedicated to retirees.

What should I do with my city property when retiring to a rural area?

You can sell, rent, or downsize your city property depending on your financial goals and preferences. Discuss your options with a real estate agent and consider the potential rental income or property appreciation.

Are there healthcare challenges in rural retirement areas?

Access to healthcare can vary in rural areas. It’s essential to research healthcare facilities and services available in your chosen location and consider any potential healthcare needs in your retirement plan.

How can I stay connected with loved ones when retiring away from the city?

Technology has made it easier than ever to stay connected with loved ones, even from remote areas. You can use video calls, social media, and online messaging platforms to maintain your relationships and keep in touch with family and friends.

Work with us

At Brogan Financial, we pursue excellence in the delivery of wealth management and comprehensive retirement planning. 

Contact us today and let us help you achieve your life goals for retirement & beyond.